"I am impressed with the friendly and efficient way the attorneys handled my estate planning. They did away with all my worries and concerns. I'm not exaggerating when I say that it really did change my life for the better."
"We received the check for the settlement. My brother and I would like to thank you and Kevin for all the hard work you put into this case. You turned an unpleasant situation into a good outcome."
Imagine getting the help you need to protect you and your family from debt lawsuits and debt collectors and preserve what you have worked so hard for your entire life. We are the debt attorneys at the Florida Consumer Law Group. And that is what we do. Our Miami, Florida law firm prides itself in assisting clients with debt defense and debt litigation issues whenever a credit card lawsuit or foreclosure lawsuit has been filed against them. Of course, whenever a debt lawsuit has been filed in court, there are many other issues that need to be dealt with as well. For example, credit card companies that file debt collection cases against consumers also resort to garnishment proceedings that can have a serious affect on the well being of families and the main wage earner’s ability to provide for them. Also, foreclosure proceedings may lead to families losing their homes. With our attorney’s legal advice and assistance, clients are able to stop bill collectors by asserting debt collection defense strategies that stop creditor harassment and other illegal tactics used by them. More importantly, we understand that most clients would like to avoid bankruptcy if possible. And although bankruptcy protection is usually available to us – and when we believe it is the right time, we use it effectively – we don’t rush clients into filing for bankruptcy. Our law firm creates a well-planned credit card defense strategy that can stop bill collectors in their tracks without having to necessarily file for bankruptcy. There are many ways to stop bill collectors by invoking remedies and defenses that are provided to consumers in laws such as RESPA and the Fair Debt Collections Practices Act. Debt negotiation is also a viable option that our lawyers employ. Our law firm focuses on you, the Consumer. Take the first step and contact us for an evaluation and consultation.
Defending a lawsuit against a creditor means more than just litigating it. It provides you with the leverage to obtain the results that are right for you. It allows you to either settle the debt for a lump sum payment that is less than what is owed or to negotiate a payment plan. And even if you are unable to get the creditor or debt collector to agree to some sort of settlement, it affords you the time necessary to prepare yourself for what may be coming.
You can let the lenders take your home and life savings away … or you can hire a team of lawyers that can fight back. The outcome depends on that choice. Do you envision your life back on track — back to the financial stability and security you once enjoyed? The Florida Consumer Law Group is focused on providing you with the powerful and proven strategies to get you there. FCLG provides its clients with the affordable means to defend against the institutional lenders.
The attorneys at the Florida Consumer Law Group are knowledgeable about bankruptcy law and provide the legal means for an individual consumer to either wipe out (“discharge”) his or her debts or resolving the debts by developing a court-approved reorganization plan, or another plan where creditors obtain repayment over time to save client property such as their homes.
There are distinct advantages to improving your credit score. If you own your home, a better credit score will enable you to refinance and take advantage of better interest rates. This may seem obvious. But what if you do not own a home? The better your credit score, the better your interest rate will be on automobile purchases and credit card accounts. You will be able to demand the best rates available. In fact, bad credit scores can result in interest rates of over 20-25%! These rates end up costing you thousands upon thousands of dollars over just a few years.